This page was updated on July 21 2020 at 11:55 AM
This Webster Chamber of Commerce website page is specifically focused on resources and links for Chamber members who are dealing with the economic impact of the regulations and restrictions put in place that affect businesses and their employees. Check back regularly as the page will be updated as factual information becomes available. We realize that many businesses and employees are now struggling and will continue to struggle with the financial impact of the current situation in New York State, the United States, and the world. We also recognize that this impact may result in businesses failing and closing their doors for good.
New York State Re-opening in Phases
Click here for: MOVING NEW YORK FORWARD: Industry Guidance and Reopening
Click here for the NYS Website: Re-Opening: What You Need To Know
SBA Disaster Loans, Assistance and Payroll Protection Program:
PPP Interim Final Rule - Revisions to Loan Forgiveness Interim Final Rule and SBA Loan Review Procedures Interim Final Rule: https://www.sba.gov/document/policy-guidance-ppp-interim-final-rule-revisions-loan-forgiveness-interim-final-rule-sba-loan-review-procedures
Loan Forgiveness Forms: https://www.sba.gov/funding-programs/loans/coronavirus-relief-options/paycheck-protection-program#section-header-8
See www.sba.gov/ppp in the Loan Forgiveness section of the webpage.
SBA Customer Service Representatives will be available to answer questions about SBA’s Economic Injury Disaster Loan program and explain the application process at 1-800-659-2955.
Pandemic Unemployment Insurance Application
New York State has set up an application for New Yorkers to apply for pandemic unemployment assistance without having to first apply for unemployment insurance. This affects people who not be traditionally eligible for NYS unemployment (sole proprietors, particularly). Here's a link with more detail
Click on this link to SEE IF YOU QUALIFY FOR UNEMPLOYMENT - most people do, even self employed and sole practitioners
Here are the latest answers to Unemployment questions - click to link
Here's specific guidance for self employed and how to apply for Unemployment - click to view.
Health Insurance Special enrollment and help with subsidies and low cost insurance:
New Yorkers without health insurance can apply through NY State of Health through August 15, 2020; you must apply within 60 days of losing coverage.
Individuals who enroll in through NY State of Health are eligible for subsidies, cost share reductions, the Essential Plan, Child Health Plus, and Medicaid - all based on income levels. Reduced income due to COVID closures and layoffs could make you or your family eligible.
Call the Webster Chamber of Commerce to see if you might be eligible and for enrollment on the NY State of Health.
Monroe County Emergency Small Business Assistance for Business Affected by COVID-19:
In light of the COVID-19 outbreak in the United States, Monroe County has established a loan program to support small businesses (defined as businesses having 50 or fewer full-time or full-time equivalent employees) impacted by the pandemic. Those seeking financial assistance can click here to get the information and the online application.
The Chamber is in contact with local, regional, State and Federal legislators directly or through our partnerships with the Business Council of New York State, Unshackle Upstate, and the Chamber Alliance of New York State. We are working hard to advocate for our members and assist them in getting our legislators to understand the impact this crisis is having on all businesses.