Michael Ptak


Year Established:


Member Since:




One-on-one guidance to help you protect what you have while growing more

Working with us means never having to make financial decisions alone. We connect you with an agent in your community–someone who understands your needs and priorities. Together, you’ll find the right approach to protect your family and help them prosper.

Financial expertise, human connection

We have 12,000+ agents around the country, and you can choose the one who’ll be dedicated to addressing your unique needs

Comprehensive, customized solutions

We offer best-in-class products and solutions that adapt to your changing needs to help grow your financial security and your peace of mind

A commitment to doing what’s right

For 175+ years, through financial ups and downs, we’ve remained accountable to our policy owners while upholding our values of diversity, responsibility, and service

See how we can help

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New York Life announces company-record dividend for 2024 

We have declared a $2.2 billion dividend to be paid to our eligible participating policy owners in 2024. This marks 170 years of consecutive dividend payouts – underscoring our enduring commitment to you.

Learn more 

Our agents provide life insurance and solutions to many other needs

Whether you’re just starting to think about your financial future or managing a complex situation, we tailor our flexible solutions to your needs. We explain our offerings in plain language and help you create customized solutions to meet your needs and budget.

Protect your family financially

See insurance 

Grow your savings and wealth

See investments 

Prepare for retirement income needs

See retirement 

Get financial or business guidance

See advisory services 

Want to learn more about financial protection and growth? Start here

If there’s more you want to know before talking to an agent, we can help. We have articles, 101 guides, and financial calculators to help you clarify your needs and goals.

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Life insurance 101

Insurance articles 

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Term vs. permanent life insurance

Insurance articles 


5 strategies to diversify your investment portfolio

Investment articles 

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Learn the differences between a will, trust, and estate

Estate planning articles 

Explore more topics

We've been in the business of doing good since 1845

From fulfilling our promises to responsible investing to community engagement, everything we do is for the good of our customers, our employees, and the communities we serve.

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Mutuality means a commitment to you

As the largest mutual insurer in the U.S., we operate for the benefit of policy owners1, including paying them $2 billion in dividends in 2022 alone2

A history of financial strength

We have the highest financial strength ratings of all four major ratings agencies, based on our years of keeping promises to policy owners3

Dedicated to making a difference

We’re on a mission to make our world a better place to live, contributing 145,000+ volunteer hours and more than $32 million in charitable donations in a single year4

A diverse company to serve all

With a workforce that’s more than one-half female and one-third people of color, we reflect the communities we serve and are prepared to help each and every family4

Learn more about New York Life

We support communities and help bring people together

At New York Life, we go above and beyond every day to help individuals, families, and communities thrive.



Love Takes Action: The Series

For over 175 years, we've been helping people take care of the ones they love. Now we're giving back to those who do just that. These films celebrate the stories of our Foundation partners who put love into action for their communities.

Watch episodes 

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Kai's Journey - Lost in the Middle

For Kai and his friends, grief and loss are lifelong journeys. The same goes for real children and their families - it doesn’t just end when the book ends. That’s why we’ve expanded the series with our newest book, Lost in the Middle, a graphic novel for middle schoolers.

Download and learn more 



Impact Investment Strategy

At New York Life, we announced our $1 billion impact investment initiative in April 2021 to help address the racial wealth gap in America and expand economic opportunity more broadly, with a goal to invest these funds over three years. Just 18 months later, that milestone has been met.

Learn more 

Be sure to take a look at the Membership section for more detailed information on the Webster Chamber, such as: fees, upcoming events, benefits, and our application form. And feel free to reach out at 585‐265‐3960 for answers to inquiries not covered on the site. We look forward to seeing you soon!

Contact us