Marissa Howard


(585) 422-3300

Toll Free:


Why Kinecta?

Because We're Banking Done Different.


We’re More Than Great Rates!

Unlike banks that earn profits for their shareholders, credit unions reinvest our revenue to offer better rates for our individual and business members. That means Kinecta can pay higher dividends on the money you save. And we charge lower rates on your credit cards, home mortgage loans, vehicle purchases and so much more. 

But great rates are only the beginning. Because we’re smaller than the big banks, you matter more. Because we’re part of the community, we contribute more. And because you’re an owner as well as a member, you receive more benefits like discounts on products, services, and entertainment.

In short, Kinecta is a credit union that delivers everything you’d expect from a bank. And when you add outstanding service, great rates and special member benefits, you get something more. You get banking done different.


At Kinecta, we do what’s right for you

Infographic: "Empowering Southern Californians since 1940 to reach their goals and dreams: 1 we work to undestand what's important to you, 2 We design and implement a plan customized to your unique situation, 3 Together we own your plan to ensure it works, 4 We check in often to adjust as necessasry, 5 We celebrate together."

What You Can Expect From Kinecta

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Join Us Today!

You don’t need to be a union member to join our credit union. There are four easy ways you can qualify for a Kinecta membership and none of them costs you a dime.

  • Any immediate family or household member of a Kinecta member

  • Any Select Employer Group (SEG) employee and their immediate family or household member

  • Anyone who lives, works, or studies in select zip codes in SoCal

  • Don't live in one of our select zip codes? No problem! Become a member of the Innovision Society - which makes you an eligible member - and Kinecta will cover your $10 membership fee

Become a Member Now - Apply Online

Becoming part of the Kinecta family only takes a few minutes, and the benefits can last for a lifetime.

  • Provide proof of age (18+) and a valid Social Security Number
  • Have a valid government ID
  • Provide contact, residence, and occupation information
  • Make a $5 minimum deposit

Of course, you can always stop by a branch at your convenience.


Serving Our Communities

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Annual Holiday Food Drive

For nearly 5 decades, vendors, members and employees donate their time and money to provide non-perishable Thanksgiving food items - along with a $75 grocery gift card - to over 1,000 local families in need.

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Back-to-School Supply Drive

Each July, members, vendors, and employees donate school supplies and backpacks to benefit less fortunate youth. Distribution is in partnership with Parents of Watts and other non-profit organizations.

Be sure to take a look at the Membership section for more detailed information on the Webster Chamber, such as: fees, upcoming events, benefits, and our application form. And feel free to reach out at 585‐265‐3960 for answers to inquiries not covered on the site. We look forward to seeing you soon!

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